Our Process
Are you ready to....
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Get into the property market?
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Start your investment journey?
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Save on your home loan repayments?
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Purchase a car or equipment?
Let's get
the ball
rolling!
Our Services
Home Loans
With literally thousands of Home Loan products on the market, choosing the right loan for you can be a daunting task.
Encompass Home Loans has access to a vast array of Lenders and can easily compare products to establish a shortlist for your consideration.
Fixed rates, variable rates, split loans, interest only, interest in advance, principle and interest - these are all options to be considered. Our professional and friendly service will help you find the most appropriate product or combination of products.
Cars and Equipment Loans
Bought a car? Need it NOW?
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Our motor vehicle and equipment finance service ensures your application is assessed quickly and efficiently. Whether you are purchasing from a car dealership or purchasing privately, we will have market leading interest rates and terms that will have you driving your new car in quick time.
Investment Loans
Building a property portfolio? That's our specialty. We wil simplify the process of structuring your investment property loan with the most tax effective outcome.
Importantly - and often overlooked - we will try to separate your investment loan from your home loan to ensure you control the assets - not the banks.
Investing in something other than property? No problems, we will be able to structure the best advice for your unique circumstances.
Property Development
Being successful property developers ourselves, we understand the importance of securing your development finance before the deal disappears.
Whether it is Seed Capital, Mezzanine Finance, Development Finance or Take Out Finance, we have the skills, experience and contacts who will assist.
Encompass Home Loans is an Accredited Commercial Broker, meaning we have access to a large range of potential lending partners for your project.
Refinance
Wondering if you could have a cheaper interest rate or a home loan product more suitable for your circumstance? Let us help you find out!
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With rates on the decrease, there has been no better time to have a look at what your current interest rate is, and find out if you could be saving on your repayments.
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We understand your circumstances change and that particular home loan products may not always be suitable for your lifestyle. Refinancing could find you a product with more beneficial features to your current lifestyle.
First Home Owners
Looking to get into the market before it's too late?
We have a high touch point service that will assist you to understand the responsibilites of purchasing your first home.
Whether your have your own deposit, leaning on family for assistance or need to utilise the First Home Grants - we can help you find the best loan to make your dreams a reality.
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Our end to end service ensures we take the stress out of your first home loan and property experience. With a number of resources and checklists - we ensure your are prepared and ready for the biggest purchase in your life.